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Can Users Use Google Pay If They Do Not Have A Debit Card

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Yes. You can use Google Pay even if you do not own any debit card by using a GPay card. GPay offers an official GPay card that you can buy from grocery stores and in the Google Pay online store. This card can be used like a regular debit card.

And, if you do not want to buy the GPay card, you can use a different virtual card that you can obtain from PayPal, Skrill, Gcash, and more.

How To Use Google Pay On Smartwatch

Another cool feature that Google Pay has is the support for certain smartwatches. Basically, you can pay by simply placing your smartwatch near the payment terminal. How cool is that?

To use Google Pay on your watch, you need to:

  • Be in Australia, Canada, France, Germany, Italy, Poland, Russia, Spain, UK, or US.
  • Use a supported watch. Basically, Google Pay is should already be installed on supported watches out of the box.
  • Use a supported card.

If youre looking for a smartwatch that supports Google Pay, then we highly recommend Fossil Q Gen 4 Smartwatches.

How To Use Google Pay In A Store With Your Smartwatch

  • On your watch, open the Google Pay app.
  • Hold your watch over the contactless payment terminal until you hear a sound or feel a vibration from your watch.
  • If asked, choose Credit regardless of your type of card.
  • For debit card transactions, you may have to enter the PIN that you set up with your bank.
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    How To Use Google Pay In Stores

    To pay the items that you wish to , simply placed your phone close to the payment terminal. Youll then be prompted with a blue checkmark on the screen if the payment is successful.

    Google Play Gift Codes

    Google Play Gift Codes can be purchased on any major electronic stores such as Walmart, Target, your favorite online stores like eBay,, and from itself. You can purchase credits starting at USD $25. Use the gift card to purchase apps, in-app items, Google products, and more.

    If you wish to purchase one, a credit card is not required. Furthermore, the value of the gift card will never expire until used to pay for goods or services. Terms and conditions apply.

    Creating A Google Pay Account

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  • 1Open Google Pay. It has an icon with a blue, red, green, and yellow “G” with the word “Pay” next to it. Tap the icon to open the Google Pay app.
  • If you do not have the Google Pay app installed on your phone, you can download Google Pay for free using the Google Play Store on Android, or the App Store on iPhone.
  • 2Select your email address. If you are using an Android device, you will see a list of all Google accounts you have signed into on your device. Tap the email address you want to use to set up your Google Pay account to continue. On iPhone and iPad, use the drop-down menu at the bottom of the screen to select your email address and tap the blue button at the bottom to continue.
  • If you don’ t see the email address you want to use listed, tap Use another account on iPhone and iPad and sign in with the username and password associated with your Google account. On Android, you will need to in the Settings menu of your smartphone.
  • 3Tap Get Started. It’s the blue button at the bottom of the screen. This will take you to the Google Pay main menu.
  • If you have Locations turned off, you may be asked to turn them on so that you can be notified when you can use Google Pay. You can either tap Turn on or No thanks at the bottom of the screen. Be aware that if you have Locations turned on, Google may use your information for targeted advertising.
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    Look For Google Pay Symbol Or Contactless Symbol

    If you want to use Google Pay in stores, you have to look for the contactless or Google Pay symbols. You can mostly find them on the payment terminal screen or on the cash register at checkout. If not, dont hesitate to ask the store personnel.

    Google Pay symbol Contactless symbol

    Note: If you cant find the Google Pay symbol, Google Pay will still work with Contactless terminals. You can pay with it even if you only see the contactless symbol.

    Hold The Back Of Your Phone Close To The Payment Reader For A Few Seconds

    • Try holding your phone in a different way. Your NFC antenna could be near the top or bottom of your device.
    • Hold your phone closer to the payment reader.
    • Hold your phone for a few extra seconds.
    • Double-check that the store accepts mobile payments.
    • Contact your bank to make sure your card is working right.

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    Adding A Paypal Account

  • 1Open Google Pay. It has an icon with a blue, red, green, and yellow “G” with the word “Pay” next to it. Tap the icon to open the Google Pay app.
  • 2tap Payment or Payment Methods. It’s the second option at the bottom of the screen. It has an icon that resembles a credit card.
  • 3Tap + Add Payment Method. It’s the blue button at the bottom of the screen.
  • 4Tap PayPal. It’s the second option at the bottom of the screen when you add a payment method.
  • 5Enter the email. Use the first line to enter the email address associated with your PayPal account.
  • 6Tap Allow. It’s the blue button at the bottom of the screen.
  • 7Tap Next. It’s the blue button at the bottom of the screen that explains using PayPal with Google Pay.
  • 8Enter and confirm your PIN. Type a 4-digit number you want to use as your PIN. Then type it again to confirm it.
  • 9Tap Agree & Continue. It’s the blue button at the bottom of the screen.
  • 10Confirm your address and tap Continue. Check to make sure your address at the top is correct. If it is incorrect, tap it and enter your correct address. Tap Continue at the bottom of the screen when you are ready to continue. Advertisement
  • Check Balance On Google Pay

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    Activity Preview

    If you want to check your payment activities to track down your daily or monthly expenses. Open Google Pay and look for the Activity menu.

    Payment Methods

    You might also want to check the credit card or bank account connected to your Google Pay. Just go ahead to Payment Methods.


    For your monthly subscriptions, you can review it on the Subscription menu. Through this, you will be able to assess what are the things you need to pay on a monthly basis.

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    How Does Gpay Work

    Once you add a card or your preferred payment method, GPay works by:

    • Paying in stores, services, or various goods using your phone.
    • Pay in apps purchases or on websites just like PayPal.
    • Easily and quickly send money to friends and family .

    To learn more about GPay, simply click these links to know what GPay is and where its available.

    What Is Whatsapp Pay

    Well, if you have been reading tech news regularly, then you might know that WhatsApp had been testing its payment service in the country for over a year. Earlier this year, WhatsApp has promised that its payment services will be available for every Indian user by the end of 2020.

    Now it looks like WhatsApp has fulfilled its promise. The company has rolled out an update in which it had introduced a new payment service for Indian users. WhatsApp Pay is a payment service that uses your UPI ID to send/receive money.

    WhatsApp Pay is much similar to Google Pay and BHIM app. Since it uses a UPI id, you dont need to create any separate wallet to use the payment service.

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    Download & Install Google Pay

    Before you can use this feature, you need to download the app either on the website or from the Google Play app store.

    After the installation, you need to sign in to your Google account. Google Pay will ask for your payment method, kindly fill in the information. Do not worry, it is secured.

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    Turn on the NFC option to conveniently use your phone in stores.

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    Technology has greatly influenced our lives and most of us now depend on it. Other than the convenience that it provides, it also enhances efficiency in all applicable matters.

    One particular feature that most of us can now enjoy is the integration of wireless payment to our smartphones. As a matter of fact, Google developed Google Pay for that purpose. This technology enables people to pay various transactions using their phones.

    Dont worry about your information being leaked out, Google Pay ensures the best possible security in each transaction. In case you lost your phone, Google will assist you in locating it. Additionally, you can remotely lock or delete the contents in your mobile. Cool, isnt it? If you want to try, we have prepared a guide on how to use Google Pay.

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    How To Use Google Pay On Android And Ios

    Google Pay, which was previously also known as Android Pay, is an app developed by Google that lets you make any number of purchases at physical stores, just with the help of your smartphone device. It is available for free on the Play Store as well as App Store for Android and iOS users respectively.

    Google Pay is supported by loads of merchants all over the world, including Best Buy, Subway, etc. It is a contactless payment solution which you can use in almost every store out there. Google Pay also works with a ton of online businesses and e-commerce portals like Airbnb, HotelTonight, Amazon, Flipkart, etc. Now, let us see how to use Google Pay in a hassle freeway.

    How To Use Google Pay:

    First things first: every service has some limitations. Here they are.

    • You need to be 16 years of age or older. If under 18, your parents need to grant permission.
    • Youll need a Google account.
    • If you want to use contactless payments, your phone needs to support it and have NFC.
    • Your device should be running Android 5.0 Lollipop or higher, too.
    • A participating debit or credit card is required for payments. Alternatively, you can use a PayPal account.

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    What Is Google Pay Banks And Phones That Accept It

    You might have noticed a change in the way people are paying at stores lately. Instead of swiping or dipping credit cards, theyre holding their mobile device over the POS terminal. This type of payment, called a contactless or NFC payment, uses near field communication to transmit information from a mobile device to a payments reader.

    In addition to EMV chip cards, NFC mobile payments are part of our charge toward more secure, authenticated ways to pay. As opposed to magstripe cards , NFC payments have multiple layers of security involved in the transaction, designed to protect bank details. NFC mobile payments are also the fastest way to pay. The transaction time is super fast, unlike credit card transactions, which can take several seconds .

    Google Pay is Googles mobile wallet technology and one of the more popular NFC mobile payment apps.

    Here is everything you need to know about Google Pay:

    Who accepts Google Pay

    To accept Google Pay, businesses need an NFC-enabled credit card reader. Heres a quick list of some restaurants that take


    Google Pay compatible phones

    Google Pay is compatible with most newer versions of Android phones. The Square contactless and chip reader works with most Android devices, as long as youre running Google Android 4.0 or later, have location services enabled, and have access to Google Play. You can check to see which devices the Square contactless and chip reader supports here.

    How do I use Google Pay?

    Using A Loyalty Card Gift Card Or Offer

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  • 1Go through the checkout process. When you are finished shopping, have the cashier scan your items.
  • 2Open Google Pay. It has an icon with a blue, red, green, and yellow “G” with the word “Pay” next to it. Tap the icon to open the Google Pay app.
  • 3Tap Passes. It has an icon that resembles a ticket stub. It’s the third icon at the bottom of the screen. This menu displays all the gift cards, loyalty cards, and offers you have added to your Google Pay account.
  • 4Tap the card you want to use. This displays a number and barcode for the card on-screen.
  • 5Ask the cashier to scan the barcode. The cashier can use their scanning device to scan the barcode directly from your phone.
  • If your screen is dirty or cracked, the cashier may not be able to scan the barcode. If they are unable to scan the barcode, you can ask them to enter the card number manually.XResearch source
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    Get Some Rewards For Shopping

    You want to take advantage of all the sweet deals Google Pay has to offer, right? Luckily, the Search Giant has partnered with plenty of retailers. And some of these deals are very generous!

  • Open the Google Pay app.
  • Go into the Explore tab on the bottom-left corner of the screen.
  • Scroll down and take a look at all available offers.
  • Select the one you want to take advantage of and follow the steps to redeem.
  • Set Up The Google Pay App

    First and foremost, you need to download and install the app from the Apple AppStore.

    Once the app is installed, launch the app and log in your Google account or create an account if you dont have one yet. You can create one through the app.

    Once logged in, follow the instructions to complete setting up.


    • For business purchases account, you may be asked to switch to a different payments profile. Simply follow the instructions on-screen to set up an individual profile.
    • If required, add a payment method. You can add a debit card for quicker transactions.

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    How To Set Up Google Pay

    The process is a breeze. Follow the steps below to get started.

  • Open the Google Play Store and download .
  • Open the Google Pay app.
  • Select your country of residence and hit Continue.
  • Select the Google account you want to use and hit Continue.
  • Enter your phone number and tap on Next.
  • Youll get a text with a code. Enter it and wait for the app to verify your identity.
  • Youll be asked to select some privacy-related preferences. Follow instructions.
  • Youre in!
  • S To Set Up Whatsapp Pay On Android & Ios Devices

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    Setting up WhatsApp Pay is extremely easy. Just follow some of the simple steps given below to setup WhatsApp Pay on Android.

    For Android

    To set up and use WhatsApp Pay on Android, you need to follow some of the simple steps given below. Lets check out how to use WhatsApp Pay on Android.

    Step 1. First of all, open the WhatsApp app on your device. Tap on the three dots to open the menu option.

    Step 2. From the drop-down menu, select Payments

    Step 3. On the next page, tap on theAdd Payment Method option.

    Step 4. On the next page, tap on the Accept and Continue option.

    Step 5. Now you would be asked to select your bank account. Just choose your bank.

    Step 6. Now you need to verify your phone number. For that, tap on the Verify via SMS button.

    Step 7. Wait until the SMS verification completes.

    Step 8. Once completed, tap on theDone button.

    Step 9. Your bank account will be updated to the WhatsApp Payments page.

    Thats it! You are done. This is how you can set up and use WhatsApp Pay on an Android smartphone.

    For iPhone

    Just like Android, you can enable WhatsApp Payments on iPhone as well. Just follow some of the simple steps given below to enable WhatsApp Payments on iPhone.

    Step 1. First of all, open the Telegram app on iPhone and open settings.

    Step 2. From the list of options, selectPayment

    Step 3. On the next page, tap on theAccept and Continue button.

    Step 4. On the next page, you would be asked to select your bank. Select your bank name.

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    Google Pay Limitation For Iphone & Ipad

    Google Pay is developed to revolutionize wireless payment technology. No matter how you look at it, it is there to bring convenience to us consumers. Unfortunately, the business aspect will always control its applications for the benefit of the company.

    Google will not just simply give the technology away to everyone who wants it. They may give a part of it but features that matters the most will be exclusive to Android. It is also one way to gain more people to use Android. And the best example of this is how limited you can use the app with an iOS device. But to be fair with Google, Apples Apple Pay is exclusive to iOS devices only and cannot be used or even installed on any Android phones.

    Ultimately, if you have an iPhone and you wish to use Google Pay as your main payment method for various transactions, we recommend purchasing an Android smartphone instead. That way, you can fully utilize the features and functionality of the technology.

    Have any questions about Google Pay on iPhone? Let us know in the comment section below!

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